Ricardo Alvarado is the Founder & Developer of Firebrand Venture Companies which is building and scaling multiple ventures in fintech, consumer technology, and consulting for startups and SMBs. Prior to this position, Alvarado held several co-founder and executive positions in entrepreneurial ventures, including a fintech unicorn, several VC-backed tech startups, and as a founder for a mobile app which he built himself. Prior to his entrepreneurial ventures, he spent almost 8 years at Goldman Sachs and 4 years in consulting. Alvarado is a senior leader and change agent, an expert in business strategy, product, digital marketing, and fintech. Alvarado holds two degrees from Carnegie Mellon University's Tepper School of Business, a BSBA and MBA, and holds a JD from the University of Pittsburgh School of Law, which he completed concurrently with his MBA.